North Shore Market Intel
Data-driven reads on North and West Vancouver real estate — pick a topic below, or scroll through every report.
Can You Assign (Sell) Your Presale Contract Before It Completes?
Assigning a presale contract only works if your contract allows it, and most require developer consent. Here's what to check before you sign, and how the process actually works.
How Are Presale Deposits Protected in BC If a Project Doesn't Get Built?
BC law requires presale deposits to be held in trust, not paid directly to the developer. Here's how that protects your money, and what it doesn't cover.
Real Estate Lawyer or Notary for Your BC Purchase? How to Actually Choose
Either a lawyer or a notary can complete a standard BC purchase, but their scope differs in ways that matter for more complex deals. Here's how to decide which fits your transaction.
What Happens If Your Financing Falls Through After You Remove Subjects?
Once your financing subject is removed, you're contractually committed to complete. Here's what's at risk if financing falls through afterward, and how to avoid it.
How Much Are Closing Costs on Top of Your Down Payment in BC?
Your down payment isn't the only cash you need at completion. Here's what BC closing costs actually include, and a realistic planning figure to budget around.
Pre-Approval vs. Real Mortgage Approval: Why the Difference Matters More Than You Think
A pre-approval is an estimate. A real approval underwrites your specific property. Here's why that difference should shape how you write your financing condition.
Buying a North Vancouver Home When You're Self-Employed: How Qualification Actually Works
Self-employed income gets assessed differently than a salaried paycheque. Here's what lenders actually look at, and how to prepare before you apply for a North Vancouver mortgage.
Holdbacks at Completion: What They Are and When They Show Up
A holdback sets aside sale proceeds at completion to cover an unresolved item, like a strata levy or an unfinished repair. Here's when they show up and how they get resolved.
Assumable Mortgages: Can You Really Take Over a Seller's Rate on the North Shore?
Assuming a seller's mortgage can sound like a shortcut to a better rate. Here's what qualifying actually requires, and which mortgages can't be assumed at all.
Does Your Strata's Insurance Cover Your Condo, or Do You Need Your Own Policy Too?
A strata's master policy doesn't cover your belongings or your share of a claim deductible. Here's the coverage gap North Shore condo owners should know about.