North Shore Market Intel
Data-driven reads on North and West Vancouver real estate — pick a topic below, or scroll through every report.
What Happens If Your Financing Falls Through After You Remove Subjects?
Once your financing subject is removed, you're contractually committed to complete. Here's what's at risk if financing falls through afterward, and how to avoid it.
How Much Are Closing Costs on Top of Your Down Payment in BC?
Your down payment isn't the only cash you need at completion. Here's what BC closing costs actually include, and a realistic planning figure to budget around.
Pre-Approval vs. Real Mortgage Approval: Why the Difference Matters More Than You Think
A pre-approval is an estimate. A real approval underwrites your specific property. Here's why that difference should shape how you write your financing condition.
Buying a North Vancouver Home When You're Self-Employed: How Qualification Actually Works
Self-employed income gets assessed differently than a salaried paycheque. Here's what lenders actually look at, and how to prepare before you apply for a North Vancouver mortgage.
Holdbacks at Completion: What They Are and When They Show Up
A holdback sets aside sale proceeds at completion to cover an unresolved item, like a strata levy or an unfinished repair. Here's when they show up and how they get resolved.
Assumable Mortgages: Can You Really Take Over a Seller's Rate on the North Shore?
Assuming a seller's mortgage can sound like a shortcut to a better rate. Here's what qualifying actually requires, and which mortgages can't be assumed at all.
Does Your Strata's Insurance Cover Your Condo, or Do You Need Your Own Policy Too?
A strata's master policy doesn't cover your belongings or your share of a claim deductible. Here's the coverage gap North Shore condo owners should know about.
Can Getting Pre-Approved by Multiple Lenders Hurt Your Credit Score?
Comparing pre-approvals across a few lenders is usually low-risk for your credit, as long as you do it within a focused window. Here's how scoring models actually treat it.
What's the SeaBus Commute Actually Like From Different North Shore Neighbourhoods?
The SeaBus crossing itself is fast, but your real commute depends on distance to the terminal. Here's how commute time actually varies across North Shore neighbourhoods.